Neobanks, credit cards and payment apps run the most generous referral programmes in India, but they also have the strictest conditions. Rewards typically require full KYC, a first transaction, or a minimum spend within a set window.
₹500
Code AUGU111
No expiry listed21 Jan 2026
Code kI1HL9
Active8 Mar 2026
₹250
Code KIWI2KBRLO
No expiry listed15 Oct 2023
₹15
Code 07454421027
No expiry listed30 May 2023
₹700
Code AMALA15181
No expiry listed16 May 2024
₹250
Code AUGUS820
No expiry listed13 Dec 2025
Code CIA01
No expiry listed23 Jan 2025
₹325
Code BLWU3083
No expiry listed13 Aug 2025
Up to ₹2,50,000
Code 58P0MH1Y
No expiry listed24 Jan 2025
Code JXdsHg
No expiry listed13 Aug 2025
₹50 bonus
Code XRGAN2492NAJF
Expired25 Jan 2023
₹500 off
Code AMAL514C
Expired15 Oct 2023
₹1,000 cashback
Signup offer
Expired24 Dec 2022
Up to ₹500
Code 3YN2V2U
Expired10 Jan 2024
₹300
Code STARK19941
Expired19 Apr 2023
Code GSOB4514
Expired3 Jul 2025
19 referral codes
13 referral codes
5 referral codes
11 referral codes