BharatNXT Referral Code for ₹500 Cash on KYC & 1st transfer

5/5 - (36 votes)
  • BharatNXT is India’s new fintech app for the free transfer of money from your credit card to your bank without any extra charges or fees.
  • You can sign up for BharatNXT with the referral code 3YN2V2U and get up to ₹500 in multiple steps when you complete KYC to complete your first transaction.

BharatNXT Referral code

Use the working referral coupon 3YN2V2U and claim your rewards on completing KYC.


App Referral Coupon Codes
💳 BharatNXT referral code 3YN2V2U
🎟️ Coupon Eligibility New users only
🏷️ Referral income ₹500 per successful referral
🔖 Expires on 31-12-2025
🎁 App Name BharatNXT
💰 Platforms Android, iOS,
🎟 Parent company Fcap Technologies Private Limited
💸 Referral bonus benefits Get ₹300 BharatNXT cash


What is BharatNXT?

When it comes to credit cards, the biggest challenge exists in the market as it is nearly impossible to transfer your money from cc to your bank account without any charges. Even CRED allows us to do that, but it comes with a fee in the name of rent payment. Few other startups also started doing the same with a small fee these days. If you have multiple credit cards and want to move your money from the card to the bank, this app comes in handy for you.

BharatNXT gives customers a time window of 50 days of free credit to cover the rent, utilities, GST, and other overhead expenses. You can instantly unlock access to your capital from a credit card with this app. Most people never utilize the credit limit properly and end up not spending the money properly. Now, this app can help you increase your credit score as well since your utilization goes up and is a factor in your credit score.

As long as you pay the dues before the due date, there are no additional charges incurred to you, and in case you fail to repay on time, there could be charges added to your statement. There are also rewards and cashback that you can unlock every time you pay with your credit card instead of your savings bank balance.

Referral Program of BharatNXT

You can earn ₹250 for every friend that you refer to the BharatNXT app, Use the referral code of BharatNXT NTKR3X4 to get your new user benefits. Check the below referral breakup for a detailed understanding of the referral cashback.

  • When the referee downloads the app from your referral link, you can get ₹100 in the form of BharatNXT cash upon his KYC completion.
  • When the person who downloaded using your referral code completes his first transaction above ₹5000, you will receive the remaining ₹250 to your wallet balance.


  • Whereas the referred friend is eligible for ₹300 BharatNXT cash when he completes both KYC and his first transaction with the BharatNXT referral code.

How to sign up with BharatNXT?

  • To signup with a bonus, download the app from the Playstore or AppStore click on signup and enter your mobile number.
  • Verify your contact number with the OTP and you will see the option of entering a referral code on this page.
  • Click on I have a referral code and enter the BharatNXT referral code NTKR3X4 to complete your signup with a bonus on the first transaction.
  • Verify your PAN Card with your mobile number with a Digi locker verified number.
  • Now you are set to go, add your credit card after KYC and make your first payment to get your remaining reward in your wallet.

Reviews of the BharatNXT App

This app is very easy to use and I earned Rs 500 on joining with a BharatNXT referral code the experience of adding a new card and completing the payment was seamless. Very less charges compared with other apps in the industry. There should be an option to complete the payments without saving the card. Please be careful about the estimated time before starting your payment.

— Preman

This is a very helpful app for small businesses and startups. I’m able to manage the overhead and unnecessary expenses with my credit card and put more of my savings into running a business. Been searching for an app like this for many years and finally found one reliable app.


The transfer time was 24 hours and it was too much for me, Overall, I had an average experience using it since my cards were not getting added to the app. I would give 3 stars out of 5 since there was some trouble with my cards and increased processing time.


Bharatnxt referral coupons were last updated on – 1st January 2024 by Amal


  1. Dear Amal Sir,

    I used the Referral code through the steps provided above, but I am being asked for mobile no. of referee by the BharatNxt Team instead if referral benefits. Pls help


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