XPay Life Referral Code Win ₹15 CB On 1st Transaction of ₹49

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Get a chance to win ₹15 (and 30 Points) on your 1st Successful Transaction of ₹49 using my XPay Life Referral Code 07454421027. You can use the link to download and register for the app.

XPay Life Referral Code rewards you with cash (points too!) every time your referral candidate uses your referral code and makes their first successful payment of at least ₹49. Switch to XPay Life now!


XPay Life Referral Code for Unlimited Cash Rewards

There is a new digital payment app in the market, XPay Life that not only rewards you with discount coupons but as you refer to your peers, you get cash and points once they make their 1st successful payment of a minimum ₹49.


Go check it out for yourself! Tap on the link to download the app and use my XPay Life Referral Code 07454421027. You can earn unlimited cash and bonus as you keep referring.

Attributes Answers
XPay Life Referral code 07454421027
Eligibility One-time use only
Referral benefits Joining bonus of ₹15 for new joinees on 1st successful payment of ₹49
App XPay Life  App
Founder Rohit Kumar
Cities PAN India 
Platforms Android, iOS, Web, Touch Screen Kiosk, and POS devices


About XPay Life

XPay Life app is the largest platform in India for recharge and bill payment services. The motive behind its origin lies in the digitization of rural India, introducing the tier 2 and 3 population to digital payment technologies which make digital payment accessible. Payment gateways like UPI, Credit & Debit Cards, and Net Banking ensure the payments are successful. You get guaranteed cashback for every payment made successfully. XPay Life enables the services through technologies like Web, iOS, Android Mobile App, Touch Screen Kiosk, and POS devices. One can successfully pay Electricity, Water, Landline Postpaid, Broadband, Gas, Mobile Prepaid/postpaid, Insurance, credit card, subscriptions, municipal tax, hospital, housing, cable, and DTH bills using the XPay Life platform.


Experience simplified and secured online transactions through XPay and also win a plethora of discount coupons for every bill payment. You can also use their digital wallet system for closed groups. The app takes pride in having a 99.9% success rate in online payment services, making it one of India’s fastest and best platforms for P2P or P2M payments. When it comes to bill payment, more than 1000 billers are listed under XPay Life. It is operating in 15 Indian states serving more than 4 million families. 

The Indian fintech platform works closely with the District Co-Operative banks and Regional Rural banks; they also support regional small-scale businesses, SGHs, and FPOs. XPay Life uses an AMBIC (AI, Mobility, Blockchain. IoT, and Cloud) based payment system which is approved and backed by BBPS (Bharat Bill Pay System) and NPCI (National Payments Corporation of India); hence, there is no doubt behind its legitimacy. For merchants, XPay Life has introduced its TSP system for worry-free payment acceptance. No extra charges were levied. You can also have your franchise for which XPay will train you for the admin role. 

But what makes it stand out from all other existing digital payment platforms? 

XPay Life goes above and beyond to include certain technologies that can make digital transactions easier for the population that lacks digital awareness. While all the well-known payment apps focus on city life, XPay Life focuses on helping the rural Indian population take a step further toward digital payment systems. Even for people without a smartphone or computer, XPay Life has introduced touchscreen kiosks and mobile banking vans. Using NEFT and IMPS, Domestic Money Transfers can be fulfilled.

For people depending solely upon banking services, Micro ATMs are a boon as it spares them from the trouble of traveling miles to find their banks. Think of their mobile van services and kiosks like an ATM on wheels; absolutely theft-proof and traceable as if the bank comes to you instead of the other way round. The Aadhar Enabled Payment System is the latest innovation by the government where payments are accepted/ sanctioned after biometric and Aadhaar number authentication. You just need access to the POS machines or the Kiosks and link your Aadhar card with your bank account. 

XPay Life Referral Program

The reference program for XPay Life is quite straightforward; download the app from the Playstore or Appstore and register yourself using our referral code 07454421027. After you make your first payment of a minimal amount of ₹49, ₹15 will be rewarded to your account along with 30 points. Similarly, you can share your XPay Life referral code with your peers. As they register using your referral code and make their initial payment of at least ₹49, you as well as they get rewarded with rupees ₹15 each. So try it out yourself; share your referral code and earn cash rewards.

How to register at XPay Life using the XPay Life referral code?

Please follow the steps mentioned below to register at XPay Life

  1. Download the app from Play Store or follow the link given above in the post.
  1. Install the app and open the app’s Home Screen and tap on Account.
  2. Now tap Register and enter your mobile number and tap Proceed.
  3. xpay-referral-program
  4. Now an OTP verification popup will appear where you need to enter the OTP sent to your number.
  5. Tap on I have a Referral Code and enter my XPay Life referral code 07454421027
  6. Tap Verify and then submit. 

Viola! You’ve been successfully registered to register at XPay Life.

FAQs about the XPay Life App

  1. What is the latest XPay Life referral code?

The latest referral code of the Xpay life app in 2023 is 07454421027.

  1. Is KYC verification required for XPay Life?

No, KYC is not required for payments.

  1. Is XPay Life legit?

Yes, it is absolutely legit. XPay Life is backed by NPCI and BBPS so you do not have to spare a thought before using this platform.

The coupons of Xpay Life were updated on May 30th, 2023.


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