CRED Invite link or Referral link for new users
Join CRED from the CRED invite link or referral link below to get ₹1000 Cashback after your first Credit Card bill payment. Get a scratch card with assured cashback and rewards on every Credit card bill payment.
CRED Referral link for new user bonus
|CRED Referral Link|
Click here to download from the CRED referral link
|Eligibility||New users only|
Up to ₹1000 Cashback
Android and iOS only
Dreamplug Technologies Pvt Ltd.
Benefits of CRED over other Credit card bill payment Apps
Kunal Shah – the founder of Freecharge which was acquired by Snapdeal in 2015 for $400 million launched CRED back in 2017 with a new bet in the world of credit cards. About his new venture CRED, Kunal Shah says it is “a platform to celebrate and reward the most creditworthy people of India”.
CRED has already downloaded by 7 Million + users and has a 4.7-star rating which is more than the downloads and ratings of GooglePay.
What is CRED?
If you are someone glued in front of the television during the IPL in 2020 and 2021, the chance is high that you have come across the name CRED multiple times. CRED is a simple app that allows you to earn rewards for paying your credit card bills online. Rewards include instant cashback to your card, holiday vouchers, product deals, cred coin redemptions, MacBooks, iPhones, and even Mercedes Benz.
Not just limited to paying the bills, it also allows you to track your spending and any unidentified charges on your credit card. The idea of Kunal Shah was to build a gated community of trusted individuals.
You can join CRED only if you have a credit score of 750+, and the app also offers great product deals, holiday vouchers, subscription offers, lucky draws, spinners, and all of it at the cost of cred coins and gems.
How can you earn CRED Coins and Gems?
For every rupee you spend on CRED, you receive a cred coin. The logic is simple if you pay ₹1000 to your credit card, you earn 1000 cred coins.
To earn cred gems, you have to refer people via your cred referral link of invite link. For every person who joins via your cred invite link, you’re eligible to get 10 gems once they complete their first credit card bill payment on CRED. Unlike CRED Coins, the gems are very valuable, you can redeem super exciting deals, products, or vouchers and cash back with cred gems. At times, CRED also has a contest where you can top the referral leaderboard and win cool gadgets like the latest iPhone, Macbooks, Amazon GV, etc.
How does CRED work?
The CRED new user onboarding process is a very easy and quick process and won’t take more than 5 minutes to install and pay your first credit card bill.
- Install the app – IOS / Android from the cred invite link (open the link on mobile)
- Signup with your mobile number & verify with OTP
- Boom!! All your cards now get displayed. CRED has done the integration with Credit Bureaus like Experian to make this is possible.
- Now you have to verify your card to add them to the app by filling in the masked numbers of the card.
- CRED verifies your card instantly and that’s it.
- You shall now pay your bills and get reward points equal to the bill amount paid.
CRED complete your background checks while you sign up on the app. They do use APIs from different CIBIL services to make sure you are eligible to join the club. They are very strict about the people coming into the app. If they find you’re not trustworthy from your credit history, you won’t be able to proceed further. You can try your eligibility from the cred referral link above.
How much did I earn via the CRED invite link refer earn program?
I earned decent good money and goodies from CRED for referring people to CRED App.
Not limited to the above ₹30,000 cashback to my credit card, I have also won an iPhone 11 pro on a contest organized by CRED App.
Is the CRED Referral program, Raffles and Rewards scam?
The one-word answer for this question is NO. They’re not a scam, they do really reward the winners. Being a winner of a refer and earn contest held in 2020, I can say that the rewards on CRED are legit and not a scam. I was participating in a contest where the top 5 referrers win iPhone 11 pro and I was able to win one. If you want to win cool goodies, all you have to do it, share your cred invite link or cred referral link with your friends and invite them to this cool app.
Is CRED App Safe?
Kunal Shah is an Indian Entrepreneur who has experience in building fintech products before. He was well known in the Entrepreneurial world as the founder of Freecharge. His experience is very well evident in the product design and security of the CRED App. The app store and play store reviews are also proof of CRED’s reliability and trustworthiness. It’s really hard to find payment apps with 4.7-star ratings on the play store. If CRED wasn’t a legit app, you won’t be seeing the cred referral link on our blog.
The final conclusion is CRED is a trusted, reputed, and reliable app for paying your credit card bills.
How does CRED make money? CRED business model
Recently CRED was given the unicorn title and everyone will be super curious to know how CRED makes money. How can they afford to give referral benefits of ₹1000 for referring new people as a bonus? The simple answer is that CRED is not curious about making too much money at the moment. They are aggressively bidding on acquiring users by burning a truck load of money.
Still, CRED makes money, they have product deals and holiday offers where you can book hotel vouchers and order products via CRED. They make small money while you shop via CRED. Also, CRED earns from those merchants for listing their products and services on their app. In most cases, the rewards offered on CRED may be sponsored by some brands and CRED is acting as a fair platform to make the transaction happen.
Recently CRED also launched CREDPay, where you can use the coins to pay on merchants. Hope this will be something big in the future and still in’s early days of CRED. As Kunal describes, let’s not see CRED as a fintech company, they are a lifestyle company.
Where can you share your CRED invite link?
- Write a blog post about the CRED App, review its features, and post your cred invite link on the post.
- Create a youtube video about the cred app and mention your CRED invite link on the description.
- Write on Quora about the cred referral program and share your referral link over the post.
- Share your cred referral link to the relevant audiences who are struggling with credit card bill payments on Twitter, Facebook and other social media.